The all-in-one crypto and finance infrastructure for modern businesses
Smarter. Faster. Unified — with AI at the core.
Essential
For early-stage startups & MVPs
$207.5/mo
Billed annually
2M API calls/month
Mainnet access (crypto + fiat)
10 Master MPC wallets
Up to 5,000 sub-wallets
LayerX Dashboard (core analytics)
25 KYC checks/month
Policy Engine (Lite)
Auto-Sweep (Basic)
Internal Ledger (Read-Only)
Crypto payment links (2 providers)
Email support (48-hour SLA)
Developer sandbox + SDK access
Advanced automation (Auto-Trade, batch transactions)
Custom Pricing
Pro, Enterprise or Enterprise+ plans
Custom/mo
starting at Billed annually (custom pricing)
API calls (post-vetting)
Master MPC wallets (customizable)
Sub-wallets
Dedicated blockchain nodes available
KYC checks
Policy Engine (Advanced with risk scoring)
Auto-Sweep (Enterprise with treasury routing)
Internal Ledger (Enterprise with integrations)
Settlement Engine (Advanced with FX)
Emergency Kill Switch (Global)
Regulatory Reporting (Advanced)
Governance controls (Maker/Checker)
White-label mobile & web wallets
Dedicated compliance & account manager
On-prem / cloud / hybrid deployment
99.9% SLA
Priority support
Comprehensive AML/KYT/KYC: Global compliance
Smart Contract Templates: Escrow, staking
Cross-Border Settlement Engine: T+0 crypto-fiat trades
Raw Signing
Cold wallet
DRS (CoinCover)
Transaction Simulation
Prices exclude any applicable taxes.
The same world-class infrastructure that powers
now powers the LayerX Network — delivering secure, scalable, and intelligent financial systems built for Africa and beyond.
Compare plans
Monthly Price
$249
Custom
Best For
Early-stage Startups & MVPs
Banks, Exchanges & Large Institutions
API Calls
2M/month
Customizable (post-vetting)
Master MPC Wallets
10
Customizable
Sub-Wallets
Up to 5,000
Customizable
Mainnet Access
✅ (Crypto + Fiat)
✅ (Crypto + Fiat)
LayerX Dashboard
Core analytics
Full enterprise suite
AML / KYT / KYC Tools
Basic KYT, 25 KYC checks/month
Global compliance, unlimited KYC
KYC Checks/Month
25
Customizable
Policy Engine
Lite (Pre-set rules)
Advanced (Dynamic risk scoring)
Compliance Depth
Basic AML/KYT
Global Sanctions + Risk Scoring
Quantum-Secure MPC Wallets
All wallets
All wallets (Enterprise-grade)
Compliance & Safeguards
Basic limits
Full audit trails, periodic audits
Automation Tools
Auto-Trade, batch transactions
Full automation suite + smart triggers
Automation Capability
Basic Rules
Full Automation Suite
Auto-Sweep
Basic (Threshold)
Enterprise (Treasury + Yield)
Emergency Kill Switch
❌
Global (Multi-level controls)
Governance Controls
❌
Maker/Checker + Treasury
Internal Ledger
Read-Only
Enterprise (Immutable + Integrations)
Settlement Engine
❌
Advanced (Multi-party + FX)
Treasury Management
Single Destination
Yield-ready + Event-driven
Cross-Border Settlement
❌
T+0 crypto-fiat settlement
Smart Contract Templates
❌
Escrow, staking, and settlements
Monthly Outbound Volume
Up to $10K
$5M+ (Custom)
DeFi & Multi-Chain Integration
All Available
All + Dedicated Nodes
Blockchain Support
All Available
All + Dedicated Nodes
Payment Integration
2 providers (e.g., M-Pesa, MTN)
Custom integrations
Payment Providers
2
Custom Integrations
Dedicated Node Access
❌
Available
Analytics Dashboard
Real-time charts, CSV export
Enterprise reporting tools
Regulatory Reporting
❌
Advanced (Jurisdiction-aware)
Reporting Capability
Transaction History
Regulator-ready Exports
Deployment Options
Cloud
On-prem / Hybrid / Cloud
Infrastructure Type
Shared Cloud
Dedicated + Custom Deployments
Uptime SLA
99.5%
99.9%
Customization & Branding
❌
White-label web + mobile apps
White-label Wallets
❌
✅
Developer Sandbox
Included
Full development suite
SDK Access
Standard SDK
Enterprise SDK + API
Organizations
1
Unlimited
Users
1
Custom
Support Level
Email (48-hour response)
Dedicated account + compliance manager
Response Time
48 hours
Immediate (Dedicated)
Technical Support
Email
24/7 Dedicated Team
Account Management
Self-service
Dedicated Manager
Compliance Support
Documentation
Dedicated Compliance Manager
Raw Signing
❌
✅
Cold wallet
❌
✅
DRS (CoinCover)
❌
✅
Transaction Simulation
❌
✅
Frequently asked questions
The Flat Plan (Basic, Pro, Enterprise) is a subscription model ideal for businesses with predictable, high-volume usage. It offers tiered features, higher limits, and better support for a fixed monthly price. The Pay-As-You-Go Plan is usage-based, perfect for developers and startups who need flexibility and are testing or scaling their applications, as you only pay for the resources you consume.
The Basic/Starter Flat Plan ($199/month) is an excellent starting point. It includes 1M API calls/day, 20 master wallets, integration with providers like M-Pesa and MTN, and basic compliance tools, which are specifically tailored for small businesses and startups in regions like Africa.
Consider the Enterprise Plan when you need: unlimited API throughput, custom deployment (on-premise/hybrid), white-label solutions for your customers, advanced smart contract templates (escrow, staking), a dedicated compliance manager, and private blockchain nodes for maximum performance and control.
Yes! The Pay-As-You-Go plan includes a Free Tier with 10K API calls/day, 1 master MPC wallet (sandbox only), and 100 free sub-wallets. This allows you to build and test in a non-production environment with no credit card required.
You are billed based on your actual usage of each service. For example, you pay $0.05 for each sub-wallet created, $0.25 for each on-chain transaction, and $0.50 for each KYC check. The Starter Bundle ($99/month) provides a predictable base cost with included allowances.
The Starter Bundle is a $99/month package that includes a set of common resources (500K API calls, 1 master wallet, 10 KYC checks) to give you predictable costs while maintaining the flexibility of the usage-based model for additional services.
For the standard plans, there are no setup fees. However, a one-time $250 Custom Integration / API Gateway setup fee applies as an add-on if you require bespoke system integrations.
A Master MPC Wallet is your primary, secure vault for holding assets, managed with Multi-Party Computation (MPC). A Sub-Wallet is a child wallet derived from a master wallet, used to segment funds for specific users, departments, or purposes. Sub-wallets allow for instant, secure transactions without touching the master vault.
The Basic Plan includes 2,000 sub-wallets per master wallet. The Pro and Enterprise Plans, as well as the Pay-As-You-Go plan (at a cost), offer unlimited sub-wallet creation.
The Pro Plan and above support 20+ blockchains (e.g., Ethereum, Bitcoin, Tron, Polygon, Solana). For fiat payments, all plans support integrations with major providers; the Basic Plan includes 2 (e.g., M-Pesa, MTN), while higher-tier plans offer more global providers and a cross-border settlement engine.
The Policy Engine allows you to set automated rules for transactions and compliance. For example, you can set a $1,000 transaction limit per sub-wallet (Basic), create custom geographic restrictions (Pro), or implement dynamic, AI-driven risk scoring to approve or flag transactions automatically (Enterprise).
LayerX employs Quantum-Secure MPC (Multi-Party Computation), which means private keys are never stored in one place. Additional safeguards include API key scoping, IP whitelisting, signed requests for all API calls, and dual authorization for large transactions.
KYC (Know Your Customer): You can verify your end-users' identities. The Basic Plan includes 50 checks/month, the Pro Plan includes 200, and the Enterprise Plan offers unlimited checks.
KYT (Know Your Transaction): This monitors transaction patterns on sub-wallets in real-time to flag suspicious activity.
AML (Anti-Money Laundering): The system screens against sanctions and PEP lists and can generate suspicious activity reports.
KYT (Know Your Transaction): This monitors transaction patterns on sub-wallets in real-time to flag suspicious activity.
AML (Anti-Money Laundering): The system screens against sanctions and PEP lists and can generate suspicious activity reports.
Basic: Email support with a 48-hour response time.
Pro: Priority support with a 12-hour response time.
Enterprise: 24/7 priority support with a dedicated account and compliance manager.
Add-On: Priority support can be added to any plan for $20/month.
Pro: Priority support with a 12-hour response time.
Enterprise: 24/7 priority support with a dedicated account and compliance manager.
Add-On: Priority support can be added to any plan for $20/month.
Yes, LayerX offers various Add-Ons such as Extra Master Wallets ($25-$50/month), Dedicated Node Access ($50/month), Advanced Analytics ($99/month), and Branded Payment Links ($10/month). You can enable these as your needs evolve.
Quantum-Secure MPC (Multi-Party Computation) uses advanced cryptographic algorithms that are resistant to attacks from both classical and future quantum computers. This ensures your wallets and transactions are protected against emerging threats, making it a foundational layer of security for the long term. All master wallets in the Pro and Enterprise plans feature this level of protection.
Yes. All paid plans, including the Pay-As-You-Go Starter Bundle, provide full access to our Developer Sandbox and SDKs for popular languages and frameworks like Node.js, Python, .NET, Go, and Flutter. This allows you to build, test, and simulate your integration in a safe environment before going live.
This feature enables instant (T+0) conversion between crypto (like USDT) and fiat currencies (like USD, EUR, NGN). It automatically finds the best available FX rates through integrated liquidity providers, allowing for real-time, cross-border payments and settlements without the traditional delays.
An on-chain transaction is any operation that is broadcast to and confirmed on a blockchain network. This includes sending crypto from a master or sub-wallet to an external address, or between your own sub-wallets on-chain. Each of these actions incurs the $0.25/tx fee, in addition to the standard network gas fees.
No. There are no fees for receiving cryptocurrencies or fiat payments into your master or sub-wallets. Fees only apply for outgoing transactions (on-chain crypto transfers, fiat payouts), service usage (KYC checks, rule execution), and infrastructure (wallet creation, data storage).
If you exceed your plan's included limits (e.g., the 50 KYC checks in the Basic plan), the system will typically block further operations until the next billing cycle reset, or in some cases, automatically charge for overages at the Pay-As-You-Go rate. It's best to contact support to configure the behavior that suits your business.
Available in the Enterprise Plan, these are pre-audited, customizable smart contracts for common business logic. You can use them to deploy features like Escrow for marketplace payments, Staking pools for reward distributions, or Multi-signature custody solutions directly from the dashboard or via API, saving significant development time and audit costs.
Yes, this is a core feature of the Enterprise Plan. The White-Label Wallet SDKs and White-Label Apps allow you to provide a fully branded web and mobile wallet experience to your end-users, powered by LayerX's secure infrastructure in the background.
The Reseller Program allows you to rebrand and resell LayerX's wallet and payment infrastructure to your own clients. You can become a fintech provider yourself. LayerX offers a 20% commission on the revenue generated from your referred sub-accounts, with tracking and reporting managed for you.