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Basic / Starter
Perfect for small businesses or startups (e.g., African e-commerce, payment apps).
$1990/yr
per month
1M API calls/day (~30M/month)
20 master MPC wallets (crypto + fiat)
2000 sub-wallet creation
LayerX dashboard with basic analytics
Basic AML/KYT/KYC: 50 KYC checks/month
Policy Engine (Lite): Pre-set rules
Crypto Payment Links: Shareable QR codes/URLs
Payment Integration: 2 providers
Developer sandbox + SDK access
Email support (48-hour response)
Advanced automation (Auto-Trade, batch transactions)
Unlimited Sub-Wallets for customer-facing apps
Most Popular
Pro / Growth
Ideal for mid-sized fintechs or crypto platforms.
$4990/yr
per month
5M API calls/day (~150M/month)
30 master MPC wallets (advanced MPC)
Unlimited sub-wallets
Full AML/KYT/KYC: Real-time KYT, sanctions screening
200 KYC checks/month for sub-wallet users
Policy Engine (Standard): Custom rules
DeFi Integration API
Advanced automation (Auto-Trade, Webhooks, batch transactions)
Priority support (12-hour response)
Multi-chain integration (20+ blockchains)
Sandbox + staging environments
Enhanced audit and reporting tools
All Basic features included
Enterprise
For large exchanges, banks, custodians with custom requirements.
$20000/yr
starting at per month (custom pricing)
Unlimited API calls (post-vetting)Learn more
Unlimited API calls (post-vetting)
100 master MPC wallets (enterprise-grade MPC)
Unlimited sub-wallets
Comprehensive AML/KYT/KYC: Global compliance
Unlimited KYC checks for sub-wallets
Policy Engine (Advanced): Dynamic rules, risk scoring
Smart Contract Templates: Escrow, staking
Cross-Border Settlement Engine: T+0 crypto-fiat trades
Dedicated compliance and account manager
On-premise, cloud, or hybrid deployment
99.9% SLA uptime guarantee
White-label mobile/web apps for sub-wallet users
One dedicated blockchain node
All Pro features included
Prices exclude any applicable taxes.
The same world-class infrastructure that powers
now powers the LayerX Network — delivering secure, scalable, and intelligent financial systems built for Africa and beyond.
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API Calls
Testnet
1M/day (~30M/month)
5M/day (~150M/month)
Unlimited (post-vetting)
Master MPC Wallets
Testnet
20 (basic MPC)
30 (advanced MPC)
100 (enterprise-grade MPC)
Sub-Wallets
Testnet
2,000
Unlimited
Unlimited
LayerX Dashboard
Testnet
Basic analytics
Advanced analytics
Full enterprise suite
AML / KYT / KYC Tools
Testnet
Basic KYT, 50 KYC checks/month
Real-time KYT, 200 KYC checks/month
Global compliance, unlimited KYC
Policy Engine
Testnet
Lite (pre-set rules)
Standard (custom rules)
Advanced (dynamic rules + risk scoring)
Automation Tools
Testnet
Auto-Trade, batch transactions
Auto-Trade, Webhooks, batch transactions
Full automation + smart triggers
DeFi & Multi-Chain Integration
Testnet
-
DeFi API + 20+ blockchains
Full multi-chain + private nodes
Payment Integration
Testnet
2 providers (e.g., M-Pesa, MTN)
Multiple global providers
Custom integrations
Quantum-Secure MPC Wallets
Testnet
2 master wallets
5 master wallets
All wallets quantum-secure
Smart Contract Templates
-
-
-
Escrow, staking, and settlements
Cross-Border Settlement
-
-
-
T+0 crypto-fiat settlement
Analytics Dashboard
-
Real-time charts, CSV export
Enhanced dashboard
Enterprise reporting tools
Compliance & Safeguards
-
Basic limits ($1,000/tx)
Signed requests, sub-wallet tracking
Full audit trails, periodic audits
Deployment Options
-
Cloud (shared)
Cloud + staging
On-premise / cloud / hybrid
Support Level
-
Email (48-hour response)
Priority (12-hour response)
Dedicated account + compliance manager
Uptime SLA
-
99%
99.5%
99.9%
Customization & Branding
-
-
-
White-label web + mobile apps
Dedicated Node Access
-
-
-
1 dedicated blockchain node
Developer Sandbox
Testnet
Included
Sandbox + staging environments
Full development suite
SDK Access
-
Basic SDK
Advanced SDK
Enterprise SDK + API
Frequently asked questions
The Flat Plan (Basic, Pro, Enterprise) is a subscription model ideal for businesses with predictable, high-volume usage. It offers tiered features, higher limits, and better support for a fixed monthly price. The Pay-As-You-Go Plan is usage-based, perfect for developers and startups who need flexibility and are testing or scaling their applications, as you only pay for the resources you consume.
The Basic/Starter Flat Plan ($199/month) is an excellent starting point. It includes 1M API calls/day, 20 master wallets, integration with providers like M-Pesa and MTN, and basic compliance tools, which are specifically tailored for small businesses and startups in regions like Africa.
Consider the Enterprise Plan when you need: unlimited API throughput, custom deployment (on-premise/hybrid), white-label solutions for your customers, advanced smart contract templates (escrow, staking), a dedicated compliance manager, and private blockchain nodes for maximum performance and control.
Yes! The Pay-As-You-Go plan includes a Free Tier with 10K API calls/day, 1 master MPC wallet (sandbox only), and 100 free sub-wallets. This allows you to build and test in a non-production environment with no credit card required.
You are billed based on your actual usage of each service. For example, you pay $0.05 for each sub-wallet created, $0.25 for each on-chain transaction, and $0.50 for each KYC check. The Starter Bundle ($99/month) provides a predictable base cost with included allowances.
The Starter Bundle is a $99/month package that includes a set of common resources (500K API calls, 1 master wallet, 10 KYC checks) to give you predictable costs while maintaining the flexibility of the usage-based model for additional services.
For the standard plans, there are no setup fees. However, a one-time $250 Custom Integration / API Gateway setup fee applies as an add-on if you require bespoke system integrations.
A Master MPC Wallet is your primary, secure vault for holding assets, managed with Multi-Party Computation (MPC). A Sub-Wallet is a child wallet derived from a master wallet, used to segment funds for specific users, departments, or purposes. Sub-wallets allow for instant, secure transactions without touching the master vault.
The Basic Plan includes 2,000 sub-wallets per master wallet. The Pro and Enterprise Plans, as well as the Pay-As-You-Go plan (at a cost), offer unlimited sub-wallet creation.
The Pro Plan and above support 20+ blockchains (e.g., Ethereum, Bitcoin, Tron, Polygon, Solana). For fiat payments, all plans support integrations with major providers; the Basic Plan includes 2 (e.g., M-Pesa, MTN), while higher-tier plans offer more global providers and a cross-border settlement engine.
The Policy Engine allows you to set automated rules for transactions and compliance. For example, you can set a $1,000 transaction limit per sub-wallet (Basic), create custom geographic restrictions (Pro), or implement dynamic, AI-driven risk scoring to approve or flag transactions automatically (Enterprise).
LayerX employs Quantum-Secure MPC (Multi-Party Computation), which means private keys are never stored in one place. Additional safeguards include API key scoping, IP whitelisting, signed requests for all API calls, and dual authorization for large transactions.
KYC (Know Your Customer): You can verify your end-users' identities. The Basic Plan includes 50 checks/month, the Pro Plan includes 200, and the Enterprise Plan offers unlimited checks.
KYT (Know Your Transaction): This monitors transaction patterns on sub-wallets in real-time to flag suspicious activity.
AML (Anti-Money Laundering): The system screens against sanctions and PEP lists and can generate suspicious activity reports.
KYT (Know Your Transaction): This monitors transaction patterns on sub-wallets in real-time to flag suspicious activity.
AML (Anti-Money Laundering): The system screens against sanctions and PEP lists and can generate suspicious activity reports.
Basic: Email support with a 48-hour response time.
Pro: Priority support with a 12-hour response time.
Enterprise: 24/7 priority support with a dedicated account and compliance manager.
Add-On: Priority support can be added to any plan for $20/month.
Pro: Priority support with a 12-hour response time.
Enterprise: 24/7 priority support with a dedicated account and compliance manager.
Add-On: Priority support can be added to any plan for $20/month.
Yes, LayerX offers various Add-Ons such as Extra Master Wallets ($25-$50/month), Dedicated Node Access ($50/month), Advanced Analytics ($99/month), and Branded Payment Links ($10/month). You can enable these as your needs evolve.
Quantum-Secure MPC (Multi-Party Computation) uses advanced cryptographic algorithms that are resistant to attacks from both classical and future quantum computers. This ensures your wallets and transactions are protected against emerging threats, making it a foundational layer of security for the long term. All master wallets in the Pro and Enterprise plans feature this level of protection.
Yes. All paid plans, including the Pay-As-You-Go Starter Bundle, provide full access to our Developer Sandbox and SDKs for popular languages and frameworks like Node.js, Python, .NET, Go, and Flutter. This allows you to build, test, and simulate your integration in a safe environment before going live.
This feature enables instant (T+0) conversion between crypto (like USDT) and fiat currencies (like USD, EUR, NGN). It automatically finds the best available FX rates through integrated liquidity providers, allowing for real-time, cross-border payments and settlements without the traditional delays.
An on-chain transaction is any operation that is broadcast to and confirmed on a blockchain network. This includes sending crypto from a master or sub-wallet to an external address, or between your own sub-wallets on-chain. Each of these actions incurs the $0.25/tx fee, in addition to the standard network gas fees.
No. There are no fees for receiving cryptocurrencies or fiat payments into your master or sub-wallets. Fees only apply for outgoing transactions (on-chain crypto transfers, fiat payouts), service usage (KYC checks, rule execution), and infrastructure (wallet creation, data storage).
If you exceed your plan's included limits (e.g., the 50 KYC checks in the Basic plan), the system will typically block further operations until the next billing cycle reset, or in some cases, automatically charge for overages at the Pay-As-You-Go rate. It's best to contact support to configure the behavior that suits your business.
Available in the Enterprise Plan, these are pre-audited, customizable smart contracts for common business logic. You can use them to deploy features like Escrow for marketplace payments, Staking pools for reward distributions, or Multi-signature custody solutions directly from the dashboard or via API, saving significant development time and audit costs.
Yes, this is a core feature of the Enterprise Plan. The White-Label Wallet SDKs and White-Label Apps allow you to provide a fully branded web and mobile wallet experience to your end-users, powered by LayerX's secure infrastructure in the background.
The Reseller Program allows you to rebrand and resell LayerX's wallet and payment infrastructure to your own clients. You can become a fintech provider yourself. LayerX offers a 20% commission on the revenue generated from your referred sub-accounts, with tracking and reporting managed for you.